The lo-fi palette
Lo-fi hip hop borrows from sampled jazz and soul records, but most producers now build it from new material: Rhodes or piano chords, nylon or clean electric guitar, soft boom-bap drums and a layer of noise. Loops give you that palette quickly, and this collection gathers free ones in every part of it.
Making them your own
A loop on its own is a starting point. Re-pitch it, chop it into a new order, or play its chords back through a sampler with a slow attack. Add your own crackle and a gentle low-pass, and use a saturation or tape plugin for wow and flutter.
Lo-fi beats are often released commercially on streaming playlists, so licences matter here as much as anywhere. Many loops on free sites are for non-commercial use only. Every card shows a verdict; Commercial-safe keeps only the ones you can release.